198 Lakeshore Circle

Georgetown, KY
$ 499,900 Beds 5 Baths 3.5 Sq 3,583
Monthly Estimate* How much can I afford?

Recent price improvement and currently priced below appraisal. Instant equity. Beautifully maintained 5-bedroom, 3.5-bath home is located in the Harbor Village neighborhood with exclusive access to a private lake and green space. It is perfect for everyday living, entertaining, and multi-generational needs. Located minutes from I-75, making it a perfect location for commuting. Step inside to a welcoming flex room just off the entry, ideal as a home office, formal dining room, playroom, or sitting area. The heart of the home features an open-concept kitchen and family room, where a cozy fireplace framed by custom built-ins creates a warm and inviting gathering space. The kitchen has lovely cabinets and granite tops. There is plenty of counter space for preparing meals and an island for additional workspace. The main floor opens to one of the covered decks overlooking the fenced backyard. This one is perfect for morning coffee, enjoying family time, having meals, or just relaxing and watching wildlife. Upstairs, you'll find a spacious primary suite with plenty of room to relax. The primary suite has a large walk-in closet and an attached ensuite with a beautifully tiled walk-in shower. There are also three additional bedrooms, a full bathroom, and the convenience of an upstairs laundry room. The finished walk-out basement expands your living space with a large family room, an additional flex area perfect for a home gym, office, or game room, a fifth bedroom, and a full bath—ideal for guests or extended family. The basement opens up to the second covered deck. This one is reinforced for a hot tub. Perfect for entertaining or creating your own luxury retreat. With flexible living spaces inside and out, a desirable floor plan, a finished walk-out basement, and access to the neighborhood's private lake, this home truly offers the perfect combination of comfort, functionality, and lifestyle. Don't miss your opportunity to make this exceptional property your next home and start with equity.

Active

  • Price
  • $ 499,900
  • City
  • Georgetown
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • SCOTT
  • Half Bathrooms
  • 1
  • Area
  • 005 - Scott County
  • Lot Size
  • 0.23 Acres
  • Zip
  • 40324
  • Sqr Footage
  • 3,583
  • Year Built
  • 2021
  • Style
  • Single Family Residence
  • MLS#
  • 26015062
Listed By: RE/MAX Creative Realty - 502-570-5800
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Utilities Electricity Connected,Propane Connected,Sewer Connected,Water Connected
Possession Close Plus 3 to 5 Days
Roof Dimensional Style
Appliances Dishwasher,Microwave,Range,Refrigerator
HOA Fee 320.0
Garage Spaces 2.0
Patio/Porch Features Deck,Porch
Construction Materials Stone,Vinyl Siding,Brick Veneer
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Parcel Number 159-30-036.000
Assoc Fee Paid Per Annually
County Scott
New Construction No
Property Type Residential
Association Amenities Playground,Other
HOA Yes
Attached Garage No
Subdivision Name Harbor Village
Garage Y/N Yes
Total Rooms 12
Full Baths 3
Status Active
Directions Exit 129,left on Cherry Blossom,right on US 25,left on Harbor Village Dr,Right on Anchorage Ave,Left on Lakeshore Dr,left on Lakeshore Circle,home is on the left.
High School Scott Co
City Georgetown
High School District Scott County - 5
MLS Area 005 - Scott County
Lot Size Units Acres
Lot Size Square Feet 10019.0
Carport Y/N No
Elementary School Northern
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Scott Co
MLS Area Minor 005 - Scott County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Walk-In Closet(s)
Basement Bath/Stubbed,Finished,Full,Interior Entry,Walk-Out Access
Flooring Carpet,Ceramic Tile
Total Fireplaces 1
Fireplace Features Family Room,Gas Log
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds,Insulated Windows,Screens
Fireplace Y/N Yes
Above Grade Finished Area 2507.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 1076.0
LivingAreaSource Appraiser
Total Baths 4
Heating-Heat Pump True

Exterior Features

Fencing Privacy,Wood
Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
Lot Features Landscaped
Water Source Public
Lot Size Area 0.23
Foundation Details Concrete Perimeter
Building Area Total 3583.0
Lot Size Acres 0.23
Lot Size Source Public Records
Waterfront Y/N No
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Northern Elementary School
Middle School Scott Co Middle School
High School Scott Co High School

Price History

6/26/2026 Listed $559,000
7/28/2026 2% - $549,000
8/13/2026 9% - $499,900

Property vs Zip Code Average in 40324

Price
AVG $460K
$500K
Year Built
AVG 2136
2021
Visits
AVG 3
1
Data Provided by Inside Real Estate®

198 Lakeshore Circle Georgetown, KY is a Single Family Home for sale at $499900 with 3583 sqft and a lot size of 0.23 Acres Acre(s). 198 Lakeshore Circle Georgetown has 5 bedrooms, 3 baths and was built in 2021. The property's zip code is 40324 which is in Georgetown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.